EXTREME PITA - FDD UFOC ITEM 10 Detail

ITEM 10 FINANCING

Neither we nor our agents or affiliates offer, either directly or indirectly, any financing arrangements, We do not guarantee your note, lease or other obligations. We do not currently place financing with anyone and do not receive payment for the placing of financing. We do not have any past or present practice or intention to sell, assign or discount to any third party, in whole or in part, any financing arrangements.

You are eligible for expedited and streamlined U.S. Small Business Administration ("SUA") loan processing through the SBA''s Franchise Registry Program (www.franchiseregistry.com'').

You agree in the Franchise Agreement that you will not, without our prior written consent, borrow more than the maximum allowed debt we prescribe for you. Currently, the maximum amount of debt we allow you to service is sixty-five percent (65%) of the total project costs for establishing an Extreme Pita Franchise. We will establish your maximum allowed debt based upon your financial condition, the initial investment necessary to open your particular Store, and the location of your Extreme Pita Store. We periodically may change this amount for you and other franchisees (that is, the amount may differ from franchisee to franchisee because of each franchisee''s particular circumstances). We impose this requirement because excess debt may adversely affect your Extreme Pita Store''s operational results.