EDUCATIONAL OUTFITTERS - FDD UFOC ITEM 10 Detail

FINANCING

We will not offer, directly or indirectly, any arrangements for financing your initial investment or the operation of your business. We are unable to estimate whether you will be able to obtain financing for all or any part of your investment and, if you are able to obtain financing, we cannot predict the terms of such financing. We do not receive any direct or indirect payments for placing financing, nor do we guarantee your note, lease or the other obligations that you may incur to third parties. If financing is necessary, due to possible variations in available interest rates and different loan requirements, terms, and conditions, it is not possible to estimate on an average basis what the impact of the lender''s fees and loan repayments will be on you if you finance all or any portion of these estimated costs. You are encouraged to finance no more than 70% of the total cost of the project.