CERTA PROPAINTERS - FDD UFOC ITEM 10 Detail

Certa Pro may finance up to $20,000 of the initial franchise fee for approved Certa Pro employees or approved employees of Certa Pro''s affiliates listed in Item 1 who wish to operate a Certa Pro franchise. The following is a summary of the financing offered.

Except as disclosed above, Certa Pro does not offer financing that requires you to waive notice, confess judgment or waive a defense against Certa Pro. Except as disclosed above, Certa Pro does hot arrange financing from other sources. Except as disclosed above, commercial paper from franchisees has not been and is not sold or assigned to anyone, and Certa Pro has no plans to do so. Except as disclosed above, Certa Pro does not receive direct or indirect payments for placing financing. Except as disclosed above, Certa Pro does not guarantee your obligations to third parties.